Smart Card application development for everyone
Training. Free, web-based interactive training in 6 languages
Support. Request support from our Developer Support Team mailbox
Tools. MULTOS SmartDeck - the Software Development Kit for MULTOS, MDS - an IDE for MULTOS developers, MUTIL v2.2 - the MULTOS application loader for all MULTOS cards. v2.2 adds support for MULTOS step/one
Products and Services from 3rd-party vendors
Some of our key partners are the MULTOS OS Implementors, Dai Nippon Printing, Hitachi, MULTOS International (formerly Keycorp), Samsung SDS, Texas Instruments and Ubnics. They provide a range of interoperable MULTOS platforms that are compatible with any application product or personalization solution. Many of these suppliers are also members of The MULTOS Consortium.
StepNexus Services Partners
The StepNexus Services Partner programme is operated by StepNexus Services in order to simplify the process of issuing MULTOS cards.
MULTOS Product Directory
The MULTOS Consortium actively maintains the MULTOS Product Directory, a resource to assist Card Issuers or other customers to find a product, service or vendor. If you would like to publicize you MULTOS product or service in the Product Directory, please request the information template from MAOSCO Ltd
MULTOS is an open, non-proprietary, all inclusive smart card operating system. The MULTOS Consortium comprises organisations who are...
• Global - MULTOS is a global not a national or regional standard.
• Cross industry - We have members of both supply and demand sides of the smart card industry.
• Multiple industry - from telecommunications, financial services, pay and satellite TV, Internet and e-commerce, public sector
Members / Licensees
• ABnote • Bell ID • Carta Solutions • Consult Hyperion • CPI Card Group • Cryptomathic • CTS-Caliber
• Dai Nippon Printing • Datacard Group • Ecebs • EcosCard • Gemalto • Giesecke & Devrient • Hitachi • Infineon Technologies • MasterCard Worldwide • Multos International • NewTech • Oberthur Technologies • Samsung SDS • SMARTCON • TechTrex • Thales • UbiVelox MULTOS OS Licensees
MULTOS step/one system Licensees
MAOSCO Ltd.
http://investing.businessweek.com/research/stocks/private/snapshot.asp?privcapId=22109496
COMPANY OVERVIEW
MAOSCO Limited operates a smart card operating platform for banking and payments, government and citizen IDs, and mobile commerce and transit applications. It offers EMV payment applications for various payment schemes, as well as allows users to provide credit, debit, pre-authorized debit, chip authentication, and contactless payment functionalities; and platforms for Internet payments and contactless payments, as well as delivers dual interface smart cards and contactless chips. The company’s platforms are deployed in biometric identity contact and contactless interface smart card projects, including e-passports, enterprise/campus/military IDs, embedded devices, banks and financial institutions, and the U.S. Government Agencies implement personal identity verification cards. Its products are also used in healthcare, driving license, SIM/U-SIM, and public key infrastructure applications. The company was incorporated in 1996 and is based in Warrington, the United Kingdom. As of September 1, 2008, MAOSCO Limited operates as a subsidiary of Gemalto N.V.
St. Andrews House, The Links, Kelvin Close, Birchwood, Warrington, WA3 7PB, United Kingdom
Founded in 1996
Phone: 44 1925 882050
Fax: 44 1925 882051
Website: http://www.multos.com/
KEY EXECUTIVES
Mr. John Wood Chairman of Consortium
Mr. Tim France-Massey Chairman of Business Advisory Group
Ms. Julie Spicer England Vice President of Texas Instruments Age: 50
Jae Gwan Kim Product Marketing Manager of UBnics
MULTOS
From Wikipedia - http://en.wikipedia.org/wiki/MULTOS
MULTOS is a multi-application smart card operating system, that enables a smart card to carry a variety of applications, from chip & pin application for payment to on-card biometric matching for secure ID and ePassport. MULTOS is an open standard whose development is overseen by the MULTOS Consortium - a body compromised of companies which have an interest in the development of the OS and includes smart card and silicon manufacturers, payment card schemes, chip data preparation, card management and personalization system providers, and smart card solution providers. There are more than 20 leading companies involved in the consortium.
One of the key differences of MULTOS with respect to other types of smart card OS, is that it implements a patented Public Key cryptography-based mechanism by which the manufacture, issuance and dynamic updates of MULTOS smartcards in the field is entirely under an issuer’s control using digital certificates rather than symmetric key sharing. This control is enabled through the use of a Key Management Authority (KMA), a special kind of Certification Authority. The KMA provides card issuers with cryptographic information required to bind the card to the issuer, initialize the card for use, and generate permission certificates for the loading and deleting of applications under the control of the issuer.
Application Providers can retrieve and verify the Public Key Certificate of an individual issuer's card, and encrypt their proprietary application code and confidential personalisation data using that card's unique public key. This payload is digitally signed using the Private Key of the Application Provider. The KMA, on request from the card issuer, signs the Application Provider's Public Key and application code has and creates a digital certificate (the Application Load Certificate) that authorises the application to be loaded to an issuer's card or group of cards. Applications are therefore protected for integrity and confidentiality and loaded to a card without any party sharing symmetric keys and therefore needing to trust any other party sharing the card platform - including the card issuer. Both the Application Provider and Card Issuer know that only specific, authorised applications from authorised parties can be loaded to any specific card.
Hundreds of millions of MULTOS smart cards have been issued by banks and governments all around the world, for projects ranging from contactless payment, internet authentication and loyalty, to national identity with digital signature, ePassport with biometrics, healthcare and military base and network access control.
Technical overview
A MULTOS implementation provides an operating system upon which resides a virtual machine. The virtual machine provides:
• Application run-time environment.
• Memory management.
• Application loading and deleting.
Run-time Environment
The run-time environment operates within the application space. This consists of code space and data space. The code, developed in the C language and compiled into MULTOS bytecodes is interpreted every time it is executed. The virtual machine performs code validity and memory access checks during execution of the code. The data space is divided into static and dynamic portions. Static memory is persistent and transaction protection ensures the integrity of application's stored data.
The key component of dynamic memory is the last in, first out (LIFO) stack as this makes using the various functions much easier. A MULTOS chip is a stack machine, which makes use of this dynamic memory to pass parameters and perform calculations. In addition, the Input/output buffer resides in another dynamic memory segment.
Memory Management
Each application resides with a rigorously enforced application memory space, which consists of the application code and data segments. This means that an application has full access rights to its own code and data, but can not directly access that of another application. If an application attempts to access an area outside its space, it results in an abnormal end to processing.
Application Loading and Deleting
A MULTOS card permits the loading and deleting of applications at any point in the card's active life cycle. A load can take place once the application and its corresponding certificate are transmitted to the chip. A delete is permitted if a certificate that corresponds to a loaded application is transmitted to the chip.
http://cts-caliber.com/products_SMC01.html
MULTOS
The world's leading secure open smartcard platform for EMV, data security and secure identity.
MULTOS is a secure, open specification, multi-application smartcard platform. It is more than just an operating system, with the full smartcard lifecycle defined by a single specification with a clear focus on an issuer-centric business model.
The Benefits of MULTOS
>>> Security. MULTOS is accredited to ITSEC E6 high (the highest security evaluation available) and offers complete memory firewalls protecting applications and data.
>>> Proven Solution. MULTOS deployments have reached over 45 million in EMV and secure Identity projects globally.
>>> True Interoperability. MULTOS products offer type approved compatibility allowing multiple vendors to supply components across the whole smartcard value chain. The MULTOS card issuer is able to ‘in-source’ or ‘out-source’ many of the processes.
>>> Value Add. The Keycorp MULTOS implementation includes a number of the key smartcard applications already pre-loaded in the ROM (eg M/Chip, Mondex, Keycorp PKI, Keycorp ID). Additionally, MULTOS smartcards are capable of having applications loaded or deleted in the field. This leads to a cost saving to the card issuer, who can provide additional services to the cardholder post-issuance.
>>> Support. The MULTOS community includes several of the industry’s leading organisations who support the platform, develop the operating system implementation, develop applications and provide off-the-shelf applications, provide card manufacture and bureau systems and components, and provide training and support for card issuers migrating to EMV.
>>> Instant Issuance. Maximise the features of MULTOS to provide the most flexibility with your issuing requirements - either central office or in the branch, instantly and securely.
Available on 8K, 16K, 36K and 68K.
by: bodengdeng
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